Ideas for Preparing for a Job Interview at a Botanical Garden?I have an interview for an apprenticeship at a prestigious botanical garden on Thursday. Feedback from my last interview recommends extending my knowledge beyond the plants met in my local parks. Please help, I don't know where to begin!
Website for Determining Your Best Career Choice?Does anyone know of a website that will help someone determine their best career choice? One that maybe offers an aptitude test to help you find what you would enjoy or be good at?
How Do I Learn About the Stock Market?What s the best way to learn about the stock market ?
Can I Keep SSI and SSA Benefits When Enrolling in College?How can I keep my SSI or SSA benefits after I graduate and go to college? I'm going straight out of high school and I come from a very poor family.
Bank Threatening Foreclosure?I am a homeowner and unemployed recently. I have tried my mortgage company and many other loan modifications to lower my mortgage till I get employed, no one wants to help me.
Getting Paid to Help a Friend Move and Stage a Garage Sale?A friend is hiring me to help move and stage a garage sale. How much do I charge to help her set up? This is a business transaction and she is willing to pay me per hour or a percentage of the sales. Which is best?
How Do I Find Help to Pay My Rent?Where do I go to get help paying my past due rent of $903.00? I am not having any luck so far. Thank you.
Making Money With Your Computer?I have heard you can make real money online, but I still don't believe it. There are so many scams running online. Knowing this, can anyone help me find real ways to earn money online?
How Can I Reduce My Heating Costs?I seldom turn up my house heat yet the cost is my biggest expense; how can I reduce it? (I've done all the obvious.)
How Do I Budget For a Used Car on a Low Income?How do I budget for a used car? I am on a SSD from Social Security and my monthly income is under $900 a month. Any tips? My rent is $220 a month.
Advice for Buying a Prepaid Debit Card?I'm wanting to find out where to buy a prepaid charge card and how it works?
Banks With No Minimum Balance?Can anyone recommend a bank with no minimum balance?
Setting Up a Simple Budget?I am not new here, but I have a problem. I don't know how to hold on to money. I get paid bi-weekly and am trying to payoff some very old debts to get my credit back together.
Moving to Kauai on a Budget?Does anyone living on the Hawaiian island of Kauai know info on how to move there and stay there with a very frugal budget? My husband and I are genuinely considering a move for the climate and health reasons.
Paying a Large Dental Bill?I have a huge dental bill. How can I find money or a way to work this out? I love my dentist and he has been working with me. I have applied for disability with hopes to receive that by November, but he can't work on my teeth until I pay more on my balance.
Earning Money Online?I saw the "Auctions for Income" infomercial the other night. It looked interesting, but I am always skeptical about infomercials. I did a quick search via Google and the majority of the sites that popped up on the first page of results basically yelled "SCAM!" in just as many words.
Co-Signer of a Student Loan?My husband co-signed student loans (private) for his daughter. She is getting married soon. Will we be able to get off the co-signing once she is married?
Where Can I Cash a Tax Refund Check from H&R Block?Does Walmart check a person's credit report to cash an H&R Block tax refund check?
Medicaid Thinks My Case is Closed?I was remarried a year and a half ago. We reported our change to Medicaid (I have 3 children from my previous marriage). My husband works and I am not sure if we are eligible for Medicaid. But Medicaid never made a change.
Selling a House Without a Mortgage?Do I have to go through a title company or lawyer to sell my mortgage free home to someone who is paying cash for it? He did not get a mortgage.
What Factors Contribute to Your Weekly Grocery Budget?What does your family spend a week for groceries, how many people are in your family, are you a stay at home parent? Do you have small children and do you make a lot of your own baking/meals, etc.?
Can I Roll a 401K into a Bank Account Without Penalties?Will I be penalized for rolling my 401k into my bank account, even if I don't use it?
Advice for Paying Off a Payday Loan on a Tight Budget?I am at a loss. I don't have that much actual debt, but I have a payday loan, that I have to keep borrowing month to month to make ends meet. I can't pay that off and leave it or I can't pay my other bills.
Student Loan Advice?I've been out of school since September 2009. Is it too late to get my student loans deferred?
What is Taxable and Nontaxable Income?This may be a dumb question to some, but, on my taxes, do I have to claim any money I received from ThriftyFun.com (TF), such as from TF contests or craft submissions?
Winterizing an Older Unoccupied Mobile Home?I need some advice about a mobile home/trailer. Here's the situation. I bought my father a mobile home back in 93. It is a nice well maintained home, but it is now 30 years old.
Getting a Job as a Longshoreman?How do I go about applying for a job as a longshoreman?
Primary Insurance When Employed Full Time After Age 65?If a person works for a small company (less than 20 employees) and is over 65 years of age and still working, can they keep BCBS as their primary insurance coverage or does Medicare have to be the primary and BCBS secondary?
Receiving 401K Benefit Without Contributing?If I didn't contribute to the 401k at my last employer (almost 5 years), are there any funds in the company's 401k with my name on them?
How to Report Rental Income from a Live-in Relative?We just bought a house and my sister is going to live with us for a time and give us $500 towards expenses each month. Once tax time comes, I am not sure how to claim this money that she gives us. Does anyone else have a similar situation, and how do you work it with taxes?
Starting a Bent N Dent Grocery Store?I would like information on how to start a bent and dent grocery store. Where I can get the groceries to stock the store?
Is AARP Membership Worth the Investment?My husband is turning 50 years old in a couple of weeks. I'm just wondering if it would be worth it for him to join AARP? I know it's only $16 a year, but I'm wondering if the benefits are worth it and who better to ask than the wise Thrifty Fun family?
No Fee Work from Home Jobs?I am interested in working from home, there are so many ads online, but almost all want money paid up front. Is there a way to start a business from home without a down payment, or payment after you start to make money?
Dental Work Done Without Insurance?I am in need of dental work, wisdom teeth removal. I am 52 yrs old, I do not qualify for medicaid, and can not afford dental insurance. Does anyone have any suggestions for finding affordable dental work?
Setting Up a Household Budget?Here's my situation; I am currently unemployed and can't seem to find a job. I need help with money management. I need a budget. Is there a dependable budget online I could use to survive on 1600.00 a month?
Advice On Opening and Financing a Small Business?Does anyone know of a grant or organization that would help me open a fabric store? Thanks.
Saving Money on Groceries?Since the New Year is only a couple of days away, I need help saving money and really becoming frugal, especially when it comes to food shopping. Any ideas? I am only shopping for one, but money is really tight!
Best Strategy for Paying Off Debt and Repairing Credit?Would it be better to get my credit repaired by going down the list to pay off collections, charge offs, and other delinquent debts when I get my taxes, or shall I seek a credit counseling service.....
Ideas for Teen Jobs?I'm a teen in high school trying to earn money. The down side is the economy is really bad right now, so that isn't helping me find or earn money for college. If you have any ideas please comment.
Working With Creditors?I have had my income cut! Now all my creditors want their money. I want to pay, but don't have the income right now. They call 20 times a day. I have told them, but they still call. What can I do? I will pay when I get back on my feet. I need advice. Please help.
Advice on Canceling Cable and Phone Service?We are thinking of cutting our bills and canceling cable TV and our phone connection with it. Are there any issues I should be aware of? Also, are those black boxes, that we will need for our TV all the same?
Paying a Friend to Hang Curtain Rods?How much should you offer to pay a friend to hang seven curtain rods?
How Much Should I Charge a Friend Temporarily Staying in My Apartment?A friends apartment is under investigation for BGE (Baltimore Gas and Electric) which means she has no electricity in her apartment. She has been here for over a month, doing her laundry and eating. She asked, "How much do I owe you?" My question is what is a fair amount?
Determining the Energy Usage for an Electric Room Heater?Could someone please tell me how to figure out how much electricity an item uses? I am interested in buying a room heater, but do not know if it would be cost-effective to use. Thank you.
Medicare Supplemental Insurance?I am under 65 and had to retire because of health issues. I am looking for a supplement insurance to my medicare, not an advantage plan, just a supplement. I'm having a hard time finding one I can afford because I'm under 65. Does anyone know of a plan?
Collection Agencies Calling on Old Settled Bills?I was in a very serious accident 11 years ago. It took about 3 years to get back on my feet. We had a lot of bills at that time so I paid my lawyer to pay or settle these bills 10 years ago.
Resolving Delinquent Accounts on a Credit Report?I was helping a friend clear up his credit report. I noticed most of his debt was at least 15 years old. This debt was mainly from credit card companies. I had always heard that after 7 years old debt automatically drops off your credit report.
How to Make Money on the Internet?I need reviews on any of these you may have already tried. I just read this on eHow, I am always there. There are a number of opportunities here and I would appreciate any feedback you might have on these:
Work From Home: Lifebushido Reviews?Have you ever heard about a company called Lifebushido? Is it a scam? I've tried researching them and I'm already suspicious. My research is getting mixed results. Help!
Cutting heating Costs By Blocking Open Doorways?I need your advice. My 2 largest rooms, between them, have 3 open doorways, yet I seldom use these areas (at least for now). My gas heat bills can be enormous, and blocking the vents alone doesn't quite solve the problem.
State Laws Regarding Splitting Tips?Is it illegal to split tips in Pennsylvania?
Financial Assistance for Prescription Strength Vitamins?My doctor recently diagnosed me as vitamin D deficient. She prescribed 50,000 (USP units) vitamin D capsules, with instructions to take two per week. Neither Medicare nor Medicaid will pay the $14-$15 cost. I've taken one capsule a week trying to make the Rx last.
Logging Bill Information?I'm in need of a basic form to log/register the bills that I pay each month. I would like it to include a running account of each bill, with the name of company, due date, amount paid, conformation number, how it was paid, the balance, etc.
Depositing Saved Change Without Paying Income Tax Again?I saved change for years from my paychecks. How can I deposit it with out paying income tax on it again? I already paid tax on it.
Selling or Donating Old Costume Jewelry?I have a great deal of costume jewelry that I no longer use and would like to get rid of. I would prefer to either sell or donate it. Any ideas how I can do this?
Legitimate Home Based Jobs Websites?Are there really jobs online that are not scams or illegal? Can I find a way to make money on the internet from home?
Rating Information on LTMI Life Insurance Program?Has anyone ever heard of the LTMI Life Insurance program (among others)? I can't find any "rating" info on-line and want to know more.
Paying Taxes on On-line Sales Income?My husband and I are both retired and want to sell natural handmade soap from an online distributor. The soap distributor doesn't require a tax ID either. So, who pays the taxes and do we need a Tax ID?
Work From Home?Hello everyone! Does anyone know of any work-at-home jobs that really work? I have two small children and I stay at home caring for them. Any tips on how to make extra money from home? Thanks in advance!
Assistance for Low Income Senior With Denture Expenses?I need help to pay for new dentures. I'm a low income disabled senior. I will appreciate any info.
Living on a Fixed Income?I am in financial crisis. After I am out this situation, how do I budget my fixed income so that every need is met?
Getting Mortgage Company to Change Due Date?Why won't my mortgage company allow me to change my due date from the 1st to 10th of the month?
Bill Me Later Websites?Does anyone know of any websites to where they send you the bill with your shipment, like buy now pay later? Any help would be appreciated, I am trying to start early on my Christmas shopping for kids and family. Thank you so much!
Advice For Using Coupons Effectively?I've been reading a lot about coupon clipping and stacking coupons. Does anyone in the Pittsburgh North (Cranberry Twp/Butler PA) know of a good place to start grocery shopping? I just can't seem to figure out how to get all the good deals I hear/read about. Thanks!
Troubleshooting the Cause of My Large Electric Bill?My electric bill is outrageous! A fellow employee/electrician gave me a meter to measure amp draw on each of my breakers. All of my 15A breakers average around 4A. I have 2-30A breakers running my water heater and the same set up for my washer/dryer.
Paying Off a High Interest Debt on a Fixed Income?I am a senior citizen paying over $1000.00 in interest fees on a $180,00.00 line of credit. The interest exceeds my income. What can I do?
Power of Attorney Responsibilities?Does the person who has POA for a parent, have a responsibility to provide financial reports to the other siblings?
Legitimate Work at Home Jobs?I am a single mother and have been looking for a legitimate at home job that costs little or nothing to get started. To my dismay I have found nothing that is real or doesn't take my money. I have done enough of those!
Squirrel Damage to Electrical Wiring Not Covered By Insurance?We recently had a power surge and our TVs were smoking. We had an electrician come to the house, who immediately called the electric company. They found damage on our outside wires from the pole to the house. They said it was caused by squirrels.
Claiming Clothing Donations on Taxes?Can a host business of a clothing donation box claim the items in the box on their taxes?
Determining Home Value for Insurance Replacement Coverage?What is the average residential construction cost for a two story brick single family home in NC? I am interested for the purpose of insurance replacement coverage and do not want to be over or under insured.
Buying Lamp Oil in Bulk and Inexpensively?Where can I buy lamp oil in bulk, inexpensively? I want to cut down on my electric bill.
Saving Money on a Trip to the Great Wolf Lodge in Dallas?Are there any tips for saving $$ at the Great Wolf Lodge facilities in Dallas, TX? Can you find coupons? We will have 4 adults and 2 children; which room accommodations would you recommend? We don't need fancy, just roomy/comfy.
Selling Clothing?I am new to this site. I would like some advice for selling toddler boys suits, purses with Elvis, Marlin Monrow, I Love Lucy, and The Wizard Of Oz. I have a very old computer and I can't upload pictures.
Protecting Family Finances After a Divorce?My ex-husband is trying to have a share in all assets that belong to my family including shares that have restrictions (only sell to my brothers and sisters, only for what they are prepared to pay for them).
Low Cost Bankruptcy Filing Advice?Due the fact that I have been unemployed for almost a year now I have no other choice, but to file bankruptcy. Unfortunately they have also cut my unemployment in half. Because of this I cannot afford the $1,500.00 most attorneys want to file, etc. Any suggestions?
Foreclosure Advice?If we foreclose on a second home can the mortgage company take the equity from our primary home? Each home does not have the same mortgage company. Any advice will be appreciated. Thank you.
Getting Roommates to Help Pay Rent on Time?I have two roommates and when it comes time to pay rent and other bills we all have accumulated together, they "conveniently" don't seem to have the money at the moment. I've let it slide often enough that it has become routine.
Filing for Bankruptcy?Have any of you declared bankruptcy? What was the experience like for you? We are possibly going to have to declare bankruptcy for our business due to husband's poor money management skills. He won't let me see the bills.
How Much Can Car Insurance Increase After an Accident?How much does a person's car insurance increase following an at fault accident? I've been with the same insurance company for about 19 years and have had no accidents. Just asking for an educated approximation to factor into my already reduced budget.
When is the First Mortgage Payment Due After Closing?How long after closing on buying a home is the first mortgage payment usually due?
Earning Extra Income?What is a good way to earn money without getting an official job?
Searching for a Hospital with a RN Program for New Grads?I know this is a lot to ask, but a member of my family is having a very difficult time finding an RN new grad program in South CA. Especially in this type of economy it is very hard to find a hospital that will take in RNs with no experience.
Buying Wholesale with Deferred Billing?How can I buy shoes and clothes in bulk and get a deferred bill?
Dealing With Credit Card Debt?My income is cut in half. My credit card bills are overdue. They are calling all the time and I don't have extra money to pay them. How do I start climbing out of this hole that I am in? Any advice?
Looking For Ways To Make Money At Home?I live in the country and right now am off work with back trouble and no income. I could use ideas on making money at home.
Second Job Ideas?I am a new flight attendant and my schedule is very different every day, every month. I am looking for a way to make some extra money during my down time that is super flexible. Any suggestions are appreciated!
Free or Inexpensive Job Training Opportunities for Stay at Home Mom?Does anyone know of some free colleges or somewhere to get some job skills for a stay at home mom? I really need to go back to school. I can't find a job here in California. Thanks.
Car Loan vs. Paying Cash?Is it better to pay cash for a new car or take out a home equity loan? We do have the cash, but what's the best advice?
Are SSDI Payments the Same in All States?Does the amount of Social Security disability payments change per state?
Advice for Stretching Grocery Budget?Where can I find help on food for the month, on a $350.00 budget? It's for my fiance and myself.
Best Method for Disposing of Receipts?Should you shred or throw away receipts to places such as the grocery store, gas station, etc.?
Listing of Discount Grocery Stores?Where do I find a list of discount grocery stores?
Virtual Assistant Website for Work from Home Jobs?Has anyone tried this thing called "virtual assistants"? It's suppose to be a website where you can look for "work at home" jobs. I am trying to find out if they are legitimate. From the looks of their website, it looks authentic.
Career as a Longshoreman vs Merchant Marine?My son is interested in becoming a longshoreman. He was considering becoming a Merchant Mariner, but he wants to try the longshoreman direction. Anyone have any advice as to which is the best avenue?
Advice for Saving for the Future?I would like to know how do I go about saving money for the future?
Saving for Emergencies on a Tight Budget?How is it that I am only making $1185.00 per month, for I am on disability and I always come up short? I have done everything I can think of to budget my money to make it possible to have a few dollars to put aside for an emergency.
Survey Sites That Pay?I've joined a couple of survey sites online to earn a few extra bucks. Some award money (haven't seen any yet) and some award points towards rewards. Have any of you joined these survey sites? Which ones have you found really do pay and are worth your while?
How Long to Save Medical Insurance Documents?I was wondering how long I should keep a type of form from my husband's insurance company saying how much they have paid for medical insurance or for his kids' medical insurance? We have been together for a year if that helps in the advice that y'all have for me.
Bartering Advice?How do I find someone willing to take a few professional photos so I can use them on my website? In turn, I will advertise their shop as well.
Canadian Governmental Assistance for Dental Bills?Who, in our Government, can help us pay a $1400.00 emergency dental bill when you don't qualify for welfare and you aren't on disability? I only get 2 days a week of work. Please any suggestions would be greatly appreciated.
Sharing Living Expenses With Boyfriend?My boyfriend of three years moved in with me a little over a year ago. He buys groceries from week to week and spends about $300 - $400 a month but has not offered to pay any rent or utilities. How should I approach him to share in these expenses?
Providing Innovis Credit Bureau With Information?Innovis wants more information, such as copy of DL and copy of a bill, email address, social security, and two phone numbers. Should I be concerned with giving all of this information to this silent credit bureau?
Choosing a Safe Bank?What are the safest banks in Texas? I am looking at local, national, Prosperiety Bank, and Amegy bank.
Getting Paid to Advertise on Personal Vehicle?I have a van. I am self employed and post large format billboards. Does any one know how I go about getting paid for advertising space on my Ford transit van? Please help.
Buying a House Using Lease to Own?Do you think doing a lease/purchase of a house is a good idea? I am trying to buy a house but nowadays lenders want you to have a high credit score and you have to pay off ALL debts on your credit report.
Looking For Bill Me Later, Same as Cash and Payment Plan Sites?Does anyone know of any good websites that could be compared to the Lakeside Collection or LTD Commodities?
Earning Extra Money With Consignment Stores?I recently got into a financial snag and need help with money. I saw the other day on a TV show that this girl was selling her clothes to a used/vintage store. I was just wondering if anyone knew of any place in El Paso knew where I could sell clothes? Thanks in advance.
Searching for Jobs Online?Which website do you recommend to do a job search?
Paying Taxes With Estate Money?If I have power of attorney over my mother's estate and am late paying taxes for a few years, am I responsible for paying penalties and interests from my own pocket or can I pay out of her estate?
Inexpensive Heating?I would like to know if anyone can help me and my mom save money on heating. We have Seco electric; we live in Florida. Our electric bill was $460.00 for 1 month. We of course heated our house, it has been cold here.
Getting Started on Ebay?What are the pros and cons of using eBay? I am wondering if it is worth it to set up a PayPal account and is it confusing? We don't want it connected to our regular checking account since it goes so low at the end of the month.
Looking for "Work from Home" Sites?I am looking for "work from home" sites, where you can make money without paying up front.
Buying Cheap Milk?Where is the cheapest place to buy milk by the gallon in central Irving, TX?
Deducting Rent Payments on Taxes?Can you deduct your rent payment on your taxes? I have been told two different things. So if there are people that are familiar with this please inform us asap. Thank you for your support.
What Should I Do With My 401K After Losing My Job?I was recently let go from my job. My husband and I were planning to borrow from my 401k for our first home, now we can't. Can we rollover my 401k to his?
Making a Budget Tracker?How can make a budget tracker without purchasing one on the internet?
Reducing the Cost of Orthodontia?Does anyone have a tip on how to reduce the cost of orthodontia? I have three kids and was just quoted a total of $15,000! Even with insurance, that is way more than we can afford.
How Long Should You Keep Receipts?How many years should shopping receipts be kept?
Saving Money on Your Grocery Bill?Does anyone have suggestions for ways to save money these days? I am particularly interested regarding things like, food, pet products, lotions (dry skin in winter)?
