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What is the Best Credit Card for Travel?What credit card is best to get travel points?

 

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Bank Account With Leftover Class Reunion Money?What can be done with leftover class reunion money in a bank account when everyone is deceased?

 

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How Do I Sell My House to My Son?I'm looking for the least expensive way to sell a home. I already have a buyer (my son). Do I have to go through an attorney? Or a title company? Surely not both. I feel there is no need for a title search but will I have to have one to sell the house? Will I have to have the house appraised? I've gotten a free estimate from a Realtor and the price is okay with me and my son. My son cannot pay cash for the home.

 

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Reducing Food Costs and Avoiding DebtBudgeting is an integral part of personal finance and debt management. It requires proper allocation of money in all the categories to save money. Although purchasing food is necessary, if you're not attentive, it may also break your budget.

 

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Selling Vintage Heat Transfer Designs?Does anyone have any insight on how to sell or where to turn to unload mostly vintage heat transfer designs? Mostly from the 80's and 90's, some are also from the 2000's up to 2014. I purchased what was left from a business that closed and now have over 8000 heat transfer images.

 

A woman working on a computer at home.

Non-MLM Work From Home Ideas?I will soon be moving to a location that is deep in a canyon and about 30 miles from the nearest town. It's over 80 miles to a town that would have employment that could be considered substantial. I would like to do something at home.

 

A recycled jar with change inside.

Change ShortageMy husband and I save our change. It's quicker and more convenient for us to get change back from the clerk than it is to carry change with us. However, there is a change shortage now so when I get a pint jar full, I roll it in coin wrappers and take it to the bank. They are so appreciative to get it. I turned in $46.50 a couple of weeks ago. I was surprised to see it was that much. It does not take long to fill a pint jar.

 

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My Debit Card Was Stolen and Used Online?I have recently had my credit/debit card number stolen and used online. Between May 27-31st over $1000.00 of charges were made. I was alerted to this by a letter from my bank saying that I was .32 cents overdrawn.

 

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Contact Your Internet Provider About OutagesThis morning, my internet suddenly stopped working. I restarted my router and nothing was working. I searched online "Is Cox down in my area" and there were many reports. I decided to log onto my Cox Internet account and it said there are outages in your neighborhood and to text a number to stay informed when it'll be back up. My internet ended up being down for 5 hours.

 

A pile of money with a face mask.

How Are You Using Your Stimulus Payment?Many U.S. citizens are receiving money from the government this week, in order to stimulate the economy and help struggling families during the COVID-19 pandemic. This is a big help for many people, including my family. I'm using about half of the payment to cover an upcoming surgery and the other half will pay off a hospital stay from last February.

 

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DIY Business Receipts?How do you use or create a business receipt that is acceptable for filing taxes?

 

An arrow sign that says "Home for Sale"

Preparing a Home for SaleWe want to sell our home and build a smaller one. Our home is only three and a half years old. I need some staging tips before we put it on the market.

 

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What Are Some Reliable Survey-taking Sites?This question didn't fit in any category, but here goes: Does anyone here participate in online surveys to earn cash/rewards/gift cards? I'm interested in doing this, but I don't know of many sites that are reliable and safe and I thought some of you here would. Right now I'm on surveymonkey and I like it. Also which survey sites should I avoid?

 

A person holding several shopping bags.

Being a Secret ShopperIf you love to shop or dine out, a part time job being a secret shopper might suit you. You have the chance to share your shopping experience to improve the business. Payment is often in goods or discounts rather than cash but there are many different programs.

 

Woman looking at a bill.

Changing the Name on a Utility BillI decided to change the name on the phone bill from my husband's name (since he has been deceased for over a year) to my name. However, it turns out they cancel everything in the old account, including the old email, and start over with a new account!

 

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Coins on top of a paper cup with a plastic lid.

Hiding Car Coins in Plain SightI rarely buy coffee out but when I do, I have these cups to recycle. One day, I was throwing my change in the console, and this old cup was in there from the day before.

 

Online Sales Tax

Will the Main Street Fairness Act Affect Me?As Congress debates whether or not to pass the Main Street Fairness Act, consumers are wondering what this means to them. In fact, customers have been wondering for years why they pay sales tax to some online and catalog orders and not to others.

 

Several coast guard ships at a dock in Miami, FL.

Applying for a TWIC CardThe TWIC card, or Transportation Worker Identification Credential, allows people to work for the Coast Guard or other maritime facilities in the U.S. Applications can be found online and there are many locations nationwide to turn in the paperwork.

 

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Sharing Expenses with a Live-in Boyfriend?I moved with my bf. We had an argument with him regarding sharing the expenses. He is not clear and just told me that couples help each other. I'm gonna leave my job to move with him, but as of now I don't have source of income. We were at the grocery he told me we need to share at least half. I thought he was kidding me and when we were at the counter he told the cashier to split it.

 

A collection of lit pillar candles.

Selling Candles?Candles are popular for decorating and scenting your home. Some people hand craft their candles and others act as a salesman for a commercial candle company, or resell their own candles.

 

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Investing in the Stock MarketInvesting in the stock market takes some research. Learn what stocks you can purchase and how best to acquire them. Direct stocks can be purchased without a broker

 

A man holding a money order.

Filling Out a Money Order?Money orders are a safe alternative to checks and can be used for any debts that need to be paid. Money order services such as Western Union are popular. They are also available through the U.S. Post Office.

 

A man using a credit card

Protecting Your Banking InformationChecking account information has been at risk for some time. Whether the thief steals a check or is able to acquire your account number and routing number or debit or credit card information, it is the account holder that needs to be aware of unauthorized activity on their account. This page contains ideas for protecting your checking account information.

 

A pile of coins on a white background.

Give Yourself a Second Payday With CoinsMany people drop their loose change in a bucket or jar. If you take that cache in to your local market where there is a Coinstar machine you can turn it into cash, no fee gift cards, or make a donation. There is a fee for the service, but you don't have to sort and wrap as with a bank. This can make you feel like you just got a second payday.

 

A shower of money.

Why a Budget is Like a ShowerUsing a too hot shower as a simile for one's monthly budget, learn how you can adjust your expenditures to fit your budget rather painlessly. The following essay discusses why a budget is like a shower.

 

A bandaid on a white background.

Saving Money on BandagesWhen your kids use too many bandages, there are some ways you can reduce the number they use. One way to save by using stickers on plain bandaids in place of character bandaids.

 

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Finding Free Dental Assistance for Veterans?I can't afford to remove a molar lying on my jawbone. I is 4000.00 plus. However I found a dentist who made me a lower denture that looks great except that with cuts on my tongue and multiple abrasions under my tongue I am unable to shallow. It is too unbearable for me to use them longer than an hour. I have dental insurance with the VA, but they can't help.

 

Several envelopes on a desk with other supplies around.

Is Hazel Peppergood Inc. a Scam?Hazel Peppergood is advertised as a viable work from home opportunity but reviews have not always had good success with this opportunity. This page discusses whether Hazel Peppergood, Inc. is a scam.

 

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Buying a House with Bad Credit?I'm on disability and my husband has been self-employed for over 25 years. We want to sell our mobile home and buy a house more suited to us, but with low income and bad credit (due to identity theft we are still dealing with), we're not sure if it's even possible. Where and with whom should we start?

 

Legal paperwork for child support in the judge's chambers.

SSDI and Child Support Modifications?Balancing a social security payment with a large child support bill can be challenging. This page discusses SSDI and child support modifications.

 

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A shocked woman reviewing a utility bill.

Troubleshooting the Cause of a Large Electric Bill?Receiving a utility bill that is unexplainably high is initially a shock. Then the question is what is wrong. With a high electric bill, sometimes the culprit is a malfunctioning appliance. This is a page about troubleshooting the cause of a large electric bill.

 

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Suggestions for Investing for Short Term Growth?I have $500 to invest for each of my 4 children. I want to invest it and have it grow for the next 5 years. Any ideas?

 

A woman using her phone about money matters.

Roadblocks to Financial WellbeingCommon mistakes in budgeting or spending can cause a ripple effect through your finances. Planning and will power can keep you on the right track. This page contains advice for avoiding roadblocks to your financial wellbeing.

 

money flying around about a laptop

Making Money With Your ComputerAlthough there are lots of websites online that suggest you can make money working from home, it's best to use caution to avoid scams or predatory MLM businesses. However, there are some legitimate ways to use your computer to earn income. This page discusses making money with your computer.

 

Person with credit cards and a calculator.

Reducing Credit Card DebtThe amount of credit card debt you owe can creep up on you. If you only pay the minimum payment you will not make any headway in reducing the balance. Make larger payments, pay off recent charges, and reduce the purchases to see the balance go down. This is a page about reducing credit card debt.

 

Dresses on mannequins.

Earning Extra Money With Consignment StoresWhen clearing clutter and unused clothing, rather than donating it all to a thrift store check to see if any of the items may be a good choice to take to a consignment store. You might earn some extra cash. This is a page about earning extra money with consignment stores.

 

Certificates of Deposit  on a desk.

Investing in Certificates of Deposit (CDs)Unlike a savings account, certificate of deposit funds are invested for a set time period and set interest rate. There can be a stiff penalty when the funds are withdrawn early. This is a page about investing in certificates of deposit (CDs).

 

Financial advisor going over some notes with senior couple

Financial Advice for RetirementWhether you are just starting your retirement plans or are currently retired, your situation can benefit from expert financial advice. This is a page about financial advice for retirement.

 

Senior Woman Giving Credit Card Details On The Phone

Avoiding Telephone ScamsIt is important to be cautious of anyone contacting you via telephone. There are many criminals who use fraudulent tricks to get personal information, which can result in identity theft or credit card fraud. This is a page about avoiding telephone scams.

 

Mother and daughter choosing product at the grocery store.

Saving Money on Kid Friendly ProductsYou don't need to spend much money to have fun with the kids. Frugal options are available to teach a creative young mind. This is a page about saving money on kid friendly products.

 

Home inspector with a clipboard.

Home Inspection Tips for New Home BuyersGetting a house inspected properly before purchasing is an important step to take for first time home buyers. This is a page about home inspection for first time or new home buyers.

 

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Opt Out of Financial Credit OffersPeople can steal those forms right out of your mailbox and steal your identity. You can opt out by going to this website.

 

Woman surrounded by boxes, getting them ready to send.

Finding Production or Assembly Work You Can Do From Home?Finding work from home jobs, especially non technical ones can be very difficult and not necessarily profitable. Continued diligence may pay off. This is a page about finding production or assembly work you can do from home.

 

Man holds invoice of water usage over desk.

Keeping Track of Bill Due DatesMany people use a calendar or their cell phone to keep track of when bills need to be paid. This is a page about keeping track of bill due dates.

 

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Woman holding a stack of credit cards and typing into a calculator.

Dealing With Credit Card DebtThis is a page about dealing with credit card debt. Do you have a large amount of credit card debit or is your interest rate really high? Here are some tips and advice to help you deal with your credit card debt.

 

Man sitting down to interview looking at resume

Finding a Job with a Felony Charge?Unfortunately, a felony charge can follow you around, damaging your employment opportunities. This is a page about finding a job with a felony charge.

 

Woman sitting in kitchen working on her budgeting

Struggling With a Small BudgetIf your paychecks are being stretched, look for places to tighten the belt. This is a page about struggling with a small budget.

 

Too many overdue bills piled up on desk.

Sinking In Debt, More Bills Than Income?If your bills are higher than your take-home pay, it's time to get some help. This page has advice about sinking in debt, more bills than income.

 

Man making purchase with credit card online

Do I Need to Insure My Credit Cards?Most credit card companies offer some type of insurance if you are injured, unemployed or otherwise unable to pay. This page helps answer the question: do I need to insure my credit cards?.

 

Graduation hat on top of a pile of coins.

Paying Off High Interest Student Loans?It is important to pay off high interest loans as quickly as possible. In some cases, you may be able to consolidate student loans for a lower rate. This is a page about paying off high interest student loans.

 

Filing an Insurance Claim After a Fire - Pokémon card collection

Filing an Insurance Claim After a Fire?When claiming a fire loss I have a book Pokémon cards in plastic sleeves. What is a replacement value of over 1000 cards? Do I look up every card? Will the smoke smell ever disappear? I am trying to negotiate with the insurance company myself. The cards can't be cleaned like most surfaces in my house.

 

Hands holding cash to be put away for savings

Saving Your RaiseThis is a page about saving your raise. Saving money can be difficult. One thing that might work for you, if you get a raise, is to bank it, all of it. This way that extra money can grow and be used for future large purchases or unforeseen events.

 

Building with the word "Bank" on it.

Emigrant Direct Bank ReviewsIt's best to do research when selecting a financial institution to manage your money. This is a page about Emigrant Direct bank reviews.

 

Man driving at night in the city.

Driving for UberThis is a page about driving for Uber. If you check local job listings you are apt to find numerous ads for becoming an Uber driver. The pros an cons are clearly laid out in the personal experience essay included in this post.

 

Woman concerned about her bills negotiating on the phone

Negotiating Payment Plans for BillsThis is a page about negotiating payment plans for bills. When it becomes difficult to make the payments on your bills you can sometimes contact the company or utility and arrange a payment plan. Even if they are not open to that concept, consider whether equal monthly billing for utilities would help.

 

Man holding out a car key.

Loaning Your Car To SomeoneThis is a page about loaning your car to someone. Before loaning your car to a friend or family member check with your insurance company to make sure that they will be covered.

 

Woman studying for exam with books and computer

Tips for Passing the NBCOT Exam?The National Board for Certification in Occupational Therapy is for health professionals who treat people recovering from an injury, physical impairment, or mental health issues.This is a page about tips for passing the NBCOT exam.

 

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Claiming Step Children on Taxes?Can I claim my stepdaughter on my taxes if I support her and she is a full-time student that lives under my roof?

 

Tax Return Form with One Hundred Dollar Bill

Avoiding Early Tax Refund LoansIt's better to wait for your tax return to come from the IRS rather than losing part of it to pay for the early loan. This is a page about avoiding early tax refund loans.

 

One hand giving money to another hand.

Loaning Money to RelativesOftentimes, family will financially support each other whenever there is an emergency. However, it can be difficult to expect it to be returned promptly. This is a page about loaning money to relatives.

 

Brick apartments with laundry hanging from the balcony.

Low Income Apartments in North Carolina?Most cities have what is known as section 8 housing, for low income residents. You will need to contact Social Services or the Housing Authority in order to apply and get on the waiting list. Unfortunately the wait is typically quite lengthy. This is a page about low income apartments in North Carolina.

 

A man watching a video through a streaming service.

Using Video Streaming Services Instead of Cable TVThis is a page about using video streaming services instead of cable tv. Cable is expensive, but there are some ways you can save money. One option is to switch to a streaming service to watch your favorite shows. Netflix and Hulu are just some of the services out there. Here is some advice if you are thinking about cancelling cable.

 

Woman paying grocer with cash

How to Save Money By Paying With CashThis is a page about how to save money by paying with cash. There are numerous benefits to not purchasing items on credit. We are surrounded by constant incentives to use credit, but just avoiding interest fees help you save money.

 

Investing Highlighted

Investing in Annuities?Annuities can be costly for you and very profitable for the company selling them, and may not be the best place to put your savings. This is a page about investing in annuities.

 

Paying off Debt

Snowball Payments to Get Out of DebtUsing this method of making larger payments on consumer debt and paying them off in sequence can work for many people. This is a page about using snowball payments to get out of debt.

 

A person creating a denture plate.

Getting Dentures Without Insurance?This is a page about getting dentures without insurance. If you don't have dental insurance it can be difficult to afford dentures. Here are some tips about finding low cost dental care.

 

Military Serviceperson Holding Cash

Proof for a Military DiscountGetting your military discount when you can is important because it can save you a lot of money over time. Be sure to bring proof for a military discount if you are entitled to it.

 

A cashier refunding cash to a customer.

Understanding Price Adjustment PoliciesThis is a page about understanding price adjustment policies. Sometimes after you purchase an item, you find it for less somewhere else. Many stores have price adjustment policies, where they will match the lesser price and refund you the difference.

 

Teen with Mother Working on Family Budget

Teaching a Teen to Budget?Budgeting is often difficult for many of us. We want to buy new things and have fun. Learning to budget as a teen is a good time to develop lifelong practices. This is a page about teaching a teen to budget.

 

Minimum Payments to Avoid Collections

Minimum Payments to Avoid CollectionsMaking minimum payment to keep an account from going into collections is good way to ensure your credit score does not drop unnecessarily. If you can make minimum payments to avoid collections it's usually a good idea.

 

Photo of a savings plan.

IRA Alternatives?A brokerage firm or bank may have good advice on the safest place to have your retirement funds invested. This is a page about IRA alternatives.

 

Photo of a social security card and a calculator.

Is Age 62 the Best Time to Start Drawing Social Security?Making the decision to begin collecting Social Security benefits is dependent on several considerations. The earlier you retire the lower your check, and if you continue working while collecting benefits there is a limit to how much you can make before it affects your payments. Your health may also play a part in your decision. This is a page about, "Is 62 the best time to start drawing Social Security?".

 

A happy girl at a dentists office.

Finding a Dentist That Takes Payments?Dental work is often very expensive. Finding a dentist that takes payments is a good way to get the dental care you need now and finish paying for it later.

 

An insurance claim form.

Inventory and Photograph Belongings for Insurance ClaimsPhotographing your possessions for future reference in case of a fire or natural disaster can be a great way to ensure you can claim losses on all of you belongings. This page has tips about how to inventory and photograph belongings for insurance claims.

 

A man holding a sign that says need money now.

Advice About a Student Loan in DefaultStudent loans can be very expensive and take a long time to pay off. It is not uncommon for these loans to go into default. This is a page about advice about a student loan in default.

 

A shopping cart in a grocery store.

Listing of Discount Grocery StoresDiscount grocery stores can be a great place to save money when buying food for your family. Finding a list of stores near you can sometimes be a challenge. This is a page about listing of discount grocery stores.

 

A picture of a pencil eraser and a piece of paper that says Student Loans on it.

Getting Student Loans Forgiven if DisabledIf you become disabled after accumulating student loans, and are now unable to repay them, you might be able to have them forgiven. This is a page about getting student loans forgiven if disabled.

 

Using a tablet to shop at a website.

Bill Me Later WebsitesIt is possible with some website to order products and have them bill you later. This is a page about bill me later websites.

 

Shopping Site

Shopping Sites Without Credit Check?While rebuilding your credit rating it can be difficult to find online sites that will allow you to make payments without a credit check. This is a page about shopping sites without credit check.

 

A calculator and notebook that says retirement plan.

What Should I Do With My 401K After Losing My Job?Rolling your 401K over into a Roth IRA can be a great way to continue building your retirement even after you lose a job. This is a page about what should I do with my 401k after losing my job?

 

Paper Towels

What Are the Cheapest Paper Products?Paper can often be purchased in bulk rather inexpensively. However, paper comes in a myriad of forms and textures, so be sure the bulk paper you are buying will fit your needs prior to purchasing it. This is a page about what are the cheapest paper products?

 

Teenager With Credit Card

Dreams Come True with a Credit CardMany people creatively use credit to overcome financial obstacles. This page contains information about making your dreams come true with a credit card.

 

Woman using Credit Card at store

Treat Your Credit Card Like Real MoneyCredit cards can be very easy to use if you don't have cash on you, but make sure you can pay off the charges you make. This is a page about treat your credit card like real money.

 

A woman with a calculator and notepad, calculating bills.

What Happens if You Can't Pay Back Your Student Loans?Depending on the reason you can not repay your loan, there are several possible outcomes. Unpaid loans can result in garnishment of tax refunds and other types of income. This is a page about, "What happens if you cannot pay back your student loans?".

 

Roll of quarters on white background.

Where Can I Buy Rolls of Quarters?Paper rolls for rolling coins are often available from your bank at no charge. If you would like to purchase quarters already in rolls, the bank has those as well for $10 per roll. This is a page about where can I buy rolls of quarters?

 

A woman receiving dental care.

Does Medicare Have Dental Coverage?There are a few medical needs that Medicare does not cover. Dental is one of those, with most procedures not covered. This is a page about, "Does Medicare have dental coverage?".

 

An instructor and student in a welding class.

Saving Money at Local Technical SchoolsLocal technical schools often offer services at a discounted rate to help train their students. This is a page about help your local tech school and save money.

 

Traffic around Washington DC.

Bargain Shopping Near Washington D.C.There are many opportunities for discount and bargain shopping in the Washington D.C. area. This is a page about bargain shopping near washington d.c..

 

A woman writing checks to pay bills.

Paying Bills for Someone in Prison?If a loved one or friend is in prison, you may need to help out with their finances and bill paying. This is a page about handling financial transactions for incarcerated parent.

 

A couple shopping at the grocery store.

Saving Money When ShoppingWhether you are shopping for clothing, groceries, or a new car finding ways to save money when shopping is a good idea. This is a page about my frugal life: saving money when shopping.

 

A dog walker, walking dogs to earn extra money.

Earning Extra IncomeThere are many ways that you can earn income over and above your regular job. On-line sales and part time jobs for friends and neighbors are options. This is a page about earning extra income.

 

A family using a laptop computer on the couch.

Using Facebook to Make Phone CallsYou can use Facebook's messenger service to call people. This is a page about making free phone calls through facebook.

 

A man using a tablet to pay bills with a credit card.

Paying Bills With a Credit CardIf you don't currently have credit card debt, you can save money and gain rewards if you pay bills with a credit card. Learn more in this page on paying bills with a credit card.

 

The Australian flag waving outside.

Paying Utility Bills in AustraliaUtility companies in different areas bill on various schedules, making it useful to plan ahead and perhaps set up autopay plans for some of them. This is a page about paying utility bills in Australia.

 

A woman looking at many receipts and paperwork on a wooden floor.

Simple Household Bookkeeping SystemKeeping track of household expenditures does not need to be a complex process. This is a page about simple household bookkeeping system.

 

A smartphone being used to pay a bill online.

Using Bill Pay FeaturesThe bill pay feature on your checking account allows you a bit more control over when bills are paid than having the payee choose the date of withdrawal. This is a page about using bill pay features.

 

A moving van being filled with boxes.

Retaining Medicaid Health Coverage When Moving?Medicaid is a government heath care program that provides free or low cost health coverage to millions of citizens. There are variations in coverage from state to state. This is a page about retaining Medicaid health coverage when moving.

 

12 year old mowing a lawn.

Job Ideas for 12 Year Olds?12 year olds are not old enough to work a regular part-time job. There are many jobs they can do for family, friends or neighbors. Get job ideas for a 12 year old in this page.

 

Refill Foaming Hand Soap

Refill Foaming Hand SoapFoaming hand soap can be expensive when you buy a new bottle each time you run out, but you can save money by refilling a foaming hand soap bottle with diluted liquid soap. Learn how in this page.

 

Replacing a lightbulb in a lamp.

Slash Your Electric Bill in HalfUtility bills can be very expensive, but there are some easy cost effective ways to reduce them. This page contains ideas to slash your electric bill in half.

 

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